College Students Must Purchase Health Insurance, meanwhile other poor people get free health care and insurance

I feel it is wrong to to force college students to take out loans to purchase health insurance in order to attend college, yet to give health care to the poor and people in America illegally.

Here is a quote for Boise State University’s website under University Fees: In addition to the above [fees]: Student Health Insurance Plan (SHIP) is $1,044 per semester. Undergraduate students enrolled in 12+ credits and graduate students enrolled in 9+ credits and all International students must be covered by the university’s SHIP or may waive SHIP if they provide evidence of comparable coverage. Student athletes must be covered by SHIP and may not waive this coverage.

Going Out of State May Save You Money

If your state requires that you pay for health insurance, it may be cheaper to attend an out-of-state college, even though you need to pay out-of-state tuition for a year. For example: Boise State University’s insurance is $2,044 per year. The University of Nevada in Reno includes a $95 student health service fee in with their tuition. Out-of-state fees to attend UNR is $7,000. After one year, you can establish residency. Most students take six years to earn a bachelor’s degree. So by going to UNR, most out-of-state students would save $5,000. Even if you graduated in four years, you’d save $1,000.

With the increased cost of insurance due to the Affordable Care Act, the average cost of health insurance at universities is $2,200 per year. (Prior to the Affordable Care Act I paid $800 for two years, and $833 one year.)

Some universities have student health fees in place of demanding their students purchase health insurance.  The average health service fee is $100 per semester. Their health centers have doctors and services that cover the typical needs of students.

More than one million college students purchase health insurance on their own each year.


About Faye Lynn

Barefoot and Breathless is a contemporary romance, chick-lit, women's fiction novel about a single mother looking for love, dealing with her son's growing independence, overcoming a past abusive relationship, trying to stay true to her morals, and teaching in a public at-risk school. It's a light, fun read with a writing style of Rachel Gibson meets Janet Evanovich. Like the heroine in Barefoot and Breathless, I'm a teacher, yogi, and single mother. I hope you enjoy reading my posts, and I look forward to reading your comments. Carpe Diem, Faye Lynn
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